FINANCING AVAILABLE
Don't let budget hold you back — flexible options to fit every project.

Hearth
Hearth connects homeowners with personalized loan options from multiple lenders in minutes. Compare rates, terms, and monthly payments side-by-side to find the best fit for your renovation.
- Compare multiple lenders at once
- Soft credit check (no impact to score)
- Loans up to $100,000
- Fast online pre-qualification

Wells Fargo
Apply online and get a quick credit decision, typically the same day. Choose your preferred loan amount and term. Wells Fargo home improvement loans offer a competitive fixed rate, fixed term, and fixed monthly payment.
- Competitive fixed rates
- Fixed monthly payments
- Quick same-day credit decision
- No prepayment penalties

M&T Bank
M&T Bank offers a number of different Renovation Mortgages, and their loan officers can help you determine the right one for your situation.
- Fannie Mae Homestyle
- FHA 203(k)
- SONYMA Remodel (NY state)
- Flexible loan terms

Home Improvement Loans
With a home improvement loan from Wells Fargo and M&T Bank, borrowers are able to complete their home renovation project with a fixed-interest rate personal loan. Loan amounts up to $100,000 for kitchens, bathrooms, basements, and any home additions.
- Loan amounts up to $100,000
- Fixed interest rates
- Flexible repayment terms
- All renovation types eligible
Loans provided by M&T Bank, Member FDIC, on approved credit, for a limited time. Repayment terms vary. Equal Housing Lender. Bank NMLS #381076. Wells Fargo: Member FDIC. All rights reserved. Not all products are available in all states. Hearth is a marketplace connecting borrowers with lenders — Hearth is not a lender.
Ready to Discuss Financing?
Our team will help you explore the best financing option during your free consultation. No pressure, no obligation.